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bilr

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  1. If I start receiving benefits based on my earnings and my husband dies before my FRA can I delay filing for survivors benefits until my FRA? Also, if I go ahead and apply for spousal benefits at 62, can I still wait until FRA to file for survivor benefits or will I automatically be switched to survivor benefits when my husband passes?
  2. Can I draw benefits on my own earnings and wait until 70 to file for survivor benefits even if my spouse dies before I reach 70 or FRA?
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