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Hello Devin, My wife is on SSDI.. Can she also apply for a 50% spousal benefit off my work record as well? She is presently 64 yrs young and I'm at the full retirement age of 66? Thanks for your reply in advance Calvin
Devin, Thank you so much. I read many posts and could not find my answer. My husband was on SSDI before FRA at age 66. He filed for suspension of benefits just as soon as his SSDI was moved to regular SS benefit December 2018. He did not sign up for regular SS , as you know they move you to regular SS from SSDI. Social Security is saying he cannot file Spousal benefit on my record even though he was born before 1953. 2 things I read, 1 from get what's yours and another citation said he could still file for spousal benefits because of previously being on SSDI. I cannot find the actual Social Security document rule on it so that I can show SS he can still file for spousal benefits. It is important for him to file for spousal benefits as he has a life threatening illness and we need his SS to grow while he still receives some income from SS. Thank you, Elaine
Question: My husband received SSDI paid in 2018 with back pay for 2017 due to his pancreatic cancer. He returned to work this year for a few months Social Security is paying him through this period on a Social Security trial period for work. He is now off work again due to a hip replacement. Social Security stated that he would be automatically converted to "regular" Social Security this December at his full retirement age. This is still within the 9 month trial work period. Originally he planned to file for social security at age 70. When I go to estimate benefits on the my social security site, there is no projection available. Question: 1. Can he suspend Social Security in December? Is there a special process for this since they are the ones converting SSDI to SS? I know he will be over the Social Security income limit for 2017 and is on short term disability from his employer currently. It is likely he will not return to full time work as he cannot fulfill the physical requirements and there is no part time option to being a truck driver. If he does suspend his Social Security since he never elected it, will he be able to get the increases if he does not take it until age 70? I am going to go over choices about whether to take SS now or not with our financial planner but I cannot imagine he knows the rules surrounding this unusual situation. They make it so complex. I have learned so much from your show and materials. Since most Americans will get Social Security, I cannot believe they do not make the rules easy to understand. Elaine