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jmchds13@gmail.com

spousal benefit early at 64 years of age

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Howdy,

Thanks for taking the time to read and answer these questions.

Sorry, I don't want to leave money on the table.

My wife's on SSDI.

Can I get a spousal benefit for her early at 64 years of age?

How early can I get it?

Would it be affected by my salary/how much I can earn?

 

Thanks again.

jmchds13

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Yes to both. You could get a spousal benefit since your wife is on SSDI. However, if your own benefit is higher you'll simply receive that instead. There's no way to selectively file for spousal benefits only. 

If you file for any benefits before your full retirement age, the earnings limit will apply ($17,640 in 2019).

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