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Samantha

Married husband is older

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Me and my husband are discussing retirement,and we were wondering. If he retires at full retirement born in1956. .he is changing career. Could that effect his benefits. Due to the change in income.

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It may or may not. The SS benefits formula is based on your highest 35 years of inflation adjusted earnings. Since he is approximately 62 now, his benefit will likely not decrease, but if his future earnings replace one of the highest 35 years in his calculation his benefit would be recalculated and would increase. 

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