Samantha 0 Posted November 2, 2018 Me and my husband are discussing retirement,and we were wondering. If he retires at full retirement born in1956. .he is changing career. Could that effect his benefits. Due to the change in income. Share this post Link to post Share on other sites
Devin Carroll 1 Posted November 9, 2018 It may or may not. The SS benefits formula is based on your highest 35 years of inflation adjusted earnings. Since he is approximately 62 now, his benefit will likely not decrease, but if his future earnings replace one of the highest 35 years in his calculation his benefit would be recalculated and would increase. Share this post Link to post Share on other sites