Jeff 0 Posted January 5, 2019 I am working for a municipality and currently enrolled in a health savings account. I will be 66 in January 2019 and my goal is to retire at age 70. With the high deductible plan F ending on Jan.1st 2020, should I enroll in Medicare and signup this year for plan F or wait for the replacement options. Share this post Link to post Share on other sites