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TomRitz

Too late for spousal benefit?

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My wife started her SS benefit at age 62 five years ago. I started my SS last June at FRA.

My question for Devin; Is it to late for my wife to draw 1/2 of my benefit which would be $300

higher than her own? We are both 67 years old. Married 40 years.

Thanks,

Tom 

 

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Hi Tom...your wife's benefit can be up to 50% of your full retirement age benefit, but since she filed early, the portion of benefit from her own work history was reduced. Here's a video that explains a scenario in which an individual became entitled to their own and spousal benefits at separate times. 

  

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