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Kevin

Spousal Benefit?

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Hi Devin,

I am 62 years old, have a disabled son living at home and contemplating early retirement. My spouse works part-time but also takes care of my son at home when not working. I am currently working full time from home so I also take care of him as well, between us we share the duties 24/7/365. If I were to retire early would my son and spouse be eligible for benefits?

Thanks, Kevin

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If your son's disability occurred before age 22 he should be eligible for a benefit when you file. As long as your spouse does not earn in excess of the earnings limit, she should also be eligible for an unreduced spousal benefit. 

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